This position is a critical contributor to the Bank's Treasury / Funds Management Department. The incumbent in this position will assist with investment portfolio analytics, liquidity management and counterparty credit review. In addition, the incumbent will contribute to the Bank's Funds Transfer Pricing ("FTP") process and is a key contributor to the Bank's earnings, liquidity and capital forecasting and capital stress testing processes. Senior Financial Analysts may mentor junior analysts and will generally complete assignments with a higher degree of scope and complexity relative to junior/core level Analysts.
This position offers a flexible work schedule and location.
Analyze the Bank's investment portfolio to achieve Bank-wide financial goals while maintaining adherence to investment, liquidity and other related policy guidelines
Assist with daily management of the Bank's liquidity position, including contribution to the liquidity forecasting process, to ensure adequate liquidity on hand to meet all funding needs to help the Bank secure the appropriate balance of various liquidity tenors and sources
Monitor and evaluate the optimal allocation of available loan and securities collateral based on haircuts / credit guidelines of the Bank's various counterparties
Manage Federal Reserve (“Fed”) and Federal Home Loan Bank (“FHLB”) collateral programs including preparation of monthly and quarterly Fed and FHLB collateral reporting
Monitor changes in the Bank's borrowing capacity, serve as liaison for collateral exams and coordinate with business units to ensure requested items are received in a timely manner
Prepare, review and distribute departmental reports and presentations on the investment and borrowings portfolios to all levels of the organization including the Asset Liability Committee (“ALCO”), Enterprise Risk Committee (“ERMC”) and the Board of Directors Risk Committee (“BOD”)
Assist with the preparation of earnings and capital forecasting as well as capital stress testing
Contribute, as needed, to the Bank's FTP process which includes data gathering, modeling and analysis as well as presenting results on which decisions can be made regarding product and business unit profitability
Prepare counterparty credit reporting and monitor results versus internal policy limits to ensure compliance
Coordinate internal audit reviews and external regulatory examinations as it pertains to the investment portfolio, borrowings portfolio and counterparty credit
Maintain documentation of processes and procedures with respect to functional area of responsibility
Bachelor Degree or the Equivalent Experience. Specialty: Accounting or finance. (Required)
5 or more years prior financial service experience with knowledge of a bank financial management including capital and earnings (Required)
2 or more years bank-related corporate treasury operations (Preferred)